We have contacted six of the top Travel Insurance companies to know their norms and terms regarding their area of coverage. We have requested for an online travel insurance quote and a comparison of all collected information can be viewed in the table below to help find the best travel insurance rates.

 
1Cover
Tower
AA
Southern Cross
State
World Nomads

Individual person [...]

We conducted reviews of six travel insurance companies and our findings revealed that World Nomads was the cheapest. If you purchase travel insurance for a single person travelling for 32 days, worldwide it will cost you $169. An excess of $100 is applicable for each claim event which means you must pay the first NZ [...]

Individual person 32 days, worldwide will cost $214.20
The policies provided by State Travel Insurance are available to New Zealand residents only. Policies are only valid upon acceptance of payment by the Insurer and the policy must be purchased while the insured person is in New Zealand, prior to the commencement of the journey.
For all claims the standard [...]

Southern Cross Travel Insurance is well known in New Zealand. It has also recently won an award for the workplace for being the overall top employer winner and small workplace category winner in the annual Unlimited/JRA Best Places to Work in New Zealand survey.
To apply for Southern Cross Travel Insurance you must be aged 80 [...]

As of 2008, TOWER Insurance now provide travel insurance. There new website allows you to get an online quote, purchase online insurance and receive the policy number to your mobile phone and your detailed policy document and insurance certificate policy via e-mail.  TOWER is the only New Zealand owned insurance company to offer this text [...]

1Cover Travel Insurance is an Australian based company that offers fully comprehensive policies for all age groups, the options are Single, Multi-trip, Backpacker, Medical Only and Ski/Snowboard.
Research shows that out of six of the top New Zealand Travel Insurance companies, 1Cover is one of the cheapest at $175.5 for a single person travelling for 32 [...]

Research shows that out of six of the top New Zealand Travel Insurance companies, AA was one of two companies that have the lowest Excess. On the downside however, it was the most expensive at $247.00 for a single person travelling for 32 days, worldwide.
AA state that emergency assistance is available 24 hours a day [...]